INTEROCEAN WEALTH MANAGEMENT LLC

Wealth Advisory Services

The professionals of InterOcean Wealth Management LLC provide comprehensive and ongoing financial and investment advisory services that are truly independent and objective. We assist a highly select group of clients in all aspects of their financial lives; from funding a grandchild’s college education to full implementation of a well thought out investment strategy across entities and generations. Our advisors have extensive experience, an average of over twenty years, working with the issues facing today’s affluent investor. Volatile markets, a multitude of financial products and ever changing legislation demand that we take the time to educate you and to craft a customized plan that takes into consideration your specific opportunities, risk tolerance and life objectives.

Financial Planning
Investment Planning
Estate and Charitable Gift Planning
Retirement Planning
Education Planning

Financial Planning
Financial planning is the big picture. It is a process that helps you to uncover and articulate your immediate to long-term financial goals and to then lay out the ground work to meet those goals. Our comprehensive review examines all of your variables—net worth, income, insurance coverage, tax considerations, expected future investments and expenditures, tolerance for risk, retirement dreams—all with the intent of helping you draw a map from one point in time (today) to another (tomorrow).

Investment Planning
InterOcean provides a disciplined process for creating, implementing and monitoring a successful investment plan. We work with you to assure that your investment decisions reflect your unique goals, risk tolerance, and current and projected available resources. We balance theory with intuitive thinking to offer our clients high quality professional money managers that yield exceptional value. Where appropriate, we work with you to include alternative investments—products other than traditional stocks, bonds and mutual funds—that offer the creativity and flexibility to build a portfolio with the right mix of assets to dampen market volatility and deliver enhanced returns. We then actively monitor your money managers, funds and portfolio performance providing you with periodic reports so that suitable changes are made in a timely manner.

Estate and Charitable Gift Planning
We will work with you to ensure the well being of your family and favored charities and to minimize your estate and gift tax burden. This coordinated approach often includes facilitating a dialogue between your other professional advisors including estate planning attorney, insurance agent, and accountant, enabling you to develop the most appropriate plan to assure that your needs are met and your heirs are protected.

Retirement Planning
A comprehensive look at your retirement situation will provide you the peace of mind to know that you are on track. We help you understand the impact of your saving, spending and investment decisions on you and your family so that you can make these decisions with confidence. We help you live the way you want today--and tomorrow.

For additional information on the retirement journey please click here

Education Planning
Providing your child or grandchild access to the best possible education they can obtain is one of the greatest gifts you can bestow. We help you understand and take advantage of the myriad of tax advantaged savings and payment options available to you all while coordinating your education funding into your overall investment strategy.