INTEROCEAN WEALTH MANAGEMENT LLC

INSTITUTIONAL CONSULTING SERVICES

The professionals of InterOcean Wealth Management LLC provide comprehensive investment consulting to a select group of institutional investors. Our iterative risk management approach is designed to identify and manage investment risks and enhance return. Our advisors’ extensive experiences, an average of over twenty years, serve to help us gain a better understanding of the needs of the fiduciary in the twenty first century.

Change is constant. Capital markets and investment products are always in flux. Your organization’s needs may grow and change over time. A thoughtfully structured process involving rigorous reviews and prudent adjustments will ensure that the investment portfolio is aligned with the organization’s goals. This dynamic process maximizes the value of your portfolio at your chosen risk level.

Portfolio Design and Construction
Manager/Fund Search and Selection
Performance Measurement and Evaluation
Investment Fiduciary Process Review
Fiduciary Education

Portfolio Design and Construction
InterOcean provides a disciplined process for creating, implementing and monitoring a successful investment plan. We work with your organization to assure that your investment decisions reflect your organization’s unique goals, risk tolerance, and current and projected available resources.

Manager/fund search and selection
We balance theory with intuitive thinking to offer our clients high quality professional money managers that yield exceptional value. Where appropriate, we work with your organization to include alternative investments—products other than traditional stocks, bonds and mutual funds—that offer the creativity and flexibility to build a portfolio with the right mix of assets to dampen market volatility and deliver enhanced returns.

Performance Measurement and Evaluation
Beating a benchmark index return, in and of itself, is not necessarily indicative of a strong manager. Performance must be sustainable and the risk level must be appropriate. Our performance evaluation process is designed to evaluate the effectiveness of your investment strategy and its implementation. Our goal is to provide our clients with timely information that is relevant, with as much supporting detail as necessary in order to fulfill their fiduciary obligations.

Investment Fiduciary Process Review
The goal of the Investment Process Review is to review and assess the investment policies, procedures and practices that investment fiduciaries, including Management and the Investment Committee, use in the discharge of their fiduciary duties of management and oversight of the investment assets of the organization. This review includes practices that deal with the management of the decision-making process and not intended as an evaluation of the effectiveness of your current asset allocation, investment consultants or money managers.

Fiduciary Education
Education is embedded in our investment consulting methodology. In recognition that knowledge, experience and comfort level with investment matters may vary among members of the Committee and Management, we typically incorporate ongoing education. Such education can be formal, informal, continuous or periodic.